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Money when it matters.
Life doesn’t always go according to plan. A surprise bill, a needed repair, or an opportunity you don’t want to miss can leave you searching for answers.
With a Personal Loan from United Bank, you don’t have to wait or worry. We make it simple to borrow the money you need with flexible repayment options that fit your budget.
And because this is United Bank, you’ll get help from people who know you and care about your goals. We’re your neighbor, not just a number on a form.
What You Can Use It For
- Consolidating debt
- Covering medical expenses
- Paying for travel or life events
- Handling home or auto repairs
- Making a large purchase
Why Choose a Personal Loan
Fixed monthly payments
Flexible loan amounts
Quick approvals
Competitive rates
Local decisions and personal service
A Personal Loan from United Bank gives you options. When life happens, we’re here to help you move forward with a personal loan in Alabama or Florida that works for you.

Getting started is easy:
- Apply online in minutes
- Get approved quickly
- Use your loan for what matters most
*All loans subject to credit approval. The Plan has a variable rate feature. The ANNUAL PERCENTAGE RATE (“APR”), the amount of the final payment, and the minimum payment amount can change as a result. Your payment will be late if it is not received by us within 10 days after the “Payment Due Date” shown on your periodic statement. If your payment is late, we may charge you 5.000% of the unpaid amount of the payment or $18.00, whichever is greater. Additional third-party fees generally total between $500.00 and $2,000.00. To open and maintain an account, you must pay an estimated $2,073.00 in account opening fees. Maximum APR in variable-rate plan is 15.00%.
United Bank is a full-service financial institution with branches in Alabama and Florida.