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The ride you need, without the wait.
With an auto loan* from United Bank, getting the right vehicle is simple. Whether it is a new truck for work, a reliable car for your family, or an RV for your next adventure, we make financing easy.
Our loans are built to keep you moving. With a simple application process and quick approvals, you’ll find competitive terms that fit any budget.
And when you work with us, you are not sending paperwork off to a giant bank in another state. Your loan is handled right here at home by people you know.
Loan Features
Competitive rates and flexible repayment terms
Easy application process
Fast local decisions
Automatic payment options
Auto Loan Rates — New Vehicles
Current Year or Untitled
| Term | Credit Score 715+ |
Credit Score 714–665 |
Credit Score 664–615 |
|---|---|---|---|
| 0–36 Months | 5.33% APR** | 5.48% APR** | 8.19% APR** |
| 37–60 Months | 5.48% APR** | 5.63% APR** | 8.28% APR** |
| 61–84 Months | 5.86% APR** | 6.00% APR** | 8.63% APR** |
Auto Loan Rates — Used Vehicles
Not Greater Than 8 Years
| Term | Credit Score 715+ |
Credit Score 714–665 |
Credit Score 664–615 |
|---|---|---|---|
| 0–36 Months | 6.05% APR** | 6.45% APR** | 8.13% APR** |
| 37–60 Months | 6.20% APR** | 6.50% APR** | 8.27% APR** |
| 61–72 Months | 6.67% APR** | 6.97% APR** | 8.72% APR** |
What You Can Use It For
- New or used cars and trucks
- Boats, RVs, and ATVs
- Lawn and garden equipment
- Motorcycles and trailers
- Major repairs or appliances
- Debt consolidation
United Bank makes it easy to get the financing you need with the service you deserve. Apply today and get moving.
Contact Us Today:
Visit your local branch, call us at 800-423-7026, or fill out the form below.
*Subject to credit approval. New and used auto available terms up to 84 months (new and used). For example, a $50,000 new auto loan (credit score 715+, 0-36 month term, 5.33% APR) would require 36 monthly payments of $1,505.96; 0.25% from rate reduction if customer chooses AFT from United Bank account. Up to 110% NPP (Net Purchase Price), max 40% DTI. New model year is defined as 2025; used model year is defined no greater than eight years old. Actual terms and rates may vary. Fixed rate with fixed payment. Various terms available. Loan-to-values based on collateral. Auto debit available.
**APR- Annual Percentage Rate