Auto Loans


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The ride you need, without the wait.

With an auto loan* from United Bank, getting the right vehicle is simple. Whether it is a new truck for work, a reliable car for your family, or an RV for your next adventure, we make financing easy.

Our loans are built to keep you moving. With a simple application process and quick approvals, you’ll find competitive terms that fit any budget.

And when you work with us, you are not sending paperwork off to a giant bank in another state. Your loan is handled right here at home by people you know.

Apply Now 

 

Loan Features

 
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Competitive rates and flexible repayment terms

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Easy application process

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Fast local decisions

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Automatic payment options

 

 

Everyday Perks Included

  • New or used cars and trucks
  • Boats, RVs, and ATVs
  • Lawn and garden equipment
  • Motorcycles and trailers
  • Major repairs or appliances
  • Debt consolidation

United Bank makes it easy to get the financing you need with the service you deserve. Apply today and get moving.


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Ready to get started?

Visit your local branch, call us at 800-423-7026, or fill out the form below. 

 
 
















*Subject to credit approval. New and used auto available terms up to 84 months (new and used). For example, a $50,000 new auto loan (credit score 715+, 0-36 month term, 5.33% APR) would require 36 monthly payments of $1,505.96; 0.25% from rate reduction if customer chooses AFT from United Bank account. Up to 110% NPP (Net Purchase Price), max 40% DTI. New model year is defined as 2025; used model year is defined no greater than eight years old. Actual terms and rates may vary. Fixed rate with fixed payment. Various terms available. Loan-to-values based on collateral. Auto debit available.
 
United Bank is a full-service financial institution with branches in Alabama and Florida.