Money When It Matters
Life doesn’t always go according to plan. A surprise bill, a needed repair, or an opportunity you don’t want to miss can leave you searching for answers. With a Personal Loan from United Bank, you don’t have to wait or worry. We make it simple to borrow the money you need with flexible repayment options that fit your budget. And because this is United Bank, you’ll get help from people who know you and care about your goals. We’re your neighbor, not just a number on a form.
What You Can Use It For
- Consolidating debt
- Covering medical expenses
- Paying for travel or life events
- Making a large purchase
Why Choose a Personal Loan?
Fixed monthly payments
Flexible loan amounts
Quick approvals
Competitive rates
Local decisions and personal service
Personal Loan Options
Consumer Loans
Rates shown are the lowest available APR by term and credit score tier. Minimum credit score of 615.
| Unsecured | APR* |
|---|---|
| 0-12 Months | 12.99% |
| 13-24 Months | 13.44% |
| 25-36 Months | 13.89% |
| 37-48 Months | 14.14% |
| 49-60 Months | 14.39% |
A Personal Loan from United Bank gives you options. When life happens, we’re here to help you move forward with a personal loan in Alabama or Florida that works for you.
Contact Us Today:
Visit your local branch, call us at 800-423-7026, or fill out the form below.
Request More Info*APR = Annual Percentage Rate. Subject to credit approval. Rates and terms may vary based on creditworthiness and other factors. Rates may differ between secured and unsecured products. A 0.25% rate reduction is available with automatic payments from a United Bank account. Additional terms and conditions may apply. See bank for details.
1Personal loans are available for terms up to 60 months. Example: A $1,000 loan at 12.99% APR for 12 months results in 12 monthly payments of $89.31. Actual payment amount may vary.
2Lines of credit feature variable APRs that may change over time based on market conditions. Interest is charged only on the outstanding balance. Credit limits and repayment terms vary.
3CD or savings secured loans are collateralized by funds on deposit at United Bank. Funds remain on deposit and are used as collateral. Loan terms are typically aligned with the maturity of the pledged account.