Our Money Market Account: The perfect combination of earnings and access.
Want to earn more interest but still have easy access to your money? A Money Market account is for you. They’re a smart, simple way to earn more interest than with a traditional savings account but without limiting access to your money for a certain period of time like other accounts. We offer a Tiered Rate Money Market accounts, one that pays you higher rates on higher balances. Here are the details:
Tiered Rate Money Market Account. An account that entices with its earning potential.
When you work hard and get results, you deserve to be rewarded. At United Bank, we believe that should be true with your career - and your personal finances. That’s why we offer a multi-tiered Money Market Account that pays higher rates as you successfully build up your account balance.
Money Market Tiered Rates*
| Daily Balance | APY** |
|---|---|
| $300,000.00+ | 2.02% |
| $75,000.00 - $299,999.99 | 2.02% |
| $30,000.00 - $74,999.99 | 1.00% |
| $15,000.00 - $29,999.99 | 0.75% |
| $0 - $14,999.99 | 0.25% |
Contact Us Today:
Call us at 251-446-6000 or visit a branch.
$10 fee will be assessed if the account is closed within 180 days of opening. $20 service charge if balance drops below $15,000 any day during monthly cycle.
*Rate Information: This Account is an interest bearing account. If the daily balance is less than $15,000.00, the interest rate paid on that portion of the balance will be 0.25%. The annual percentage yield for this tier will be 0.25%. If the daily balance is more than $15,000.01, but less than $29,999.99, the interest rate paid on that portion of the balance will be 0.75%. The annual percentage yield for this tier will be 0.75%. If the daily balance is more than $30,000.01, but less than $74,999.99, the interest rate paid on that portion of the balance will be 1.00%. The APY for this tier will be 1.00%. If the daily balance is more than $75,000.01, but less than $299,99.99, the interest rate paid on that portion of the balance will be 2.00%. The APY for this tier will be 2.02%. If the daily balance is more than $300,000.01 the interest rate paid on that portion of the balance will be 2.00%. The APY for this tier will be 2.02%. APY effective as of 2/05/26. Interest rate may change after account is opened. Annual percentage yield subject to change. At our discretion, we may change the interest rate on the account as often as daily. Interest begins to accrue on the business day you deposit noncash items (for example, checks). Interest will be compounded quarterly and will be credited to the account quarterly. If the account is closed before interest is credited, you will not receive the accrued interest. Balance
Information: We use the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the principal in the account each day. We will use an interest accrual basis of 365 (or 366 in leap year) for each day in the year. Limitations: Minimum opening deposit $15,000.00. Fees may reduce earnings on account.
**APY - Annual Percentage Yield.