Checking that fits your life.
Your checking account is the foundation of your finances. It should be easy, flexible, and designed to work the way you live. At United Bank, our personal checking options give you everything you need and then some. From everyday basics to accounts loaded with perks, you'll find checking that makes managing your money simple and rewarding. And with us, you get more than features. You get local service, modern convenience, and the confidence that your bank is invested in your community.
Features Across All Accounts
Free Mastercard® debit card
24/7 Online and Mobile Banking
Bill Pay and mobile check deposit
Unlimited check writing
Easy to read statements and eStatements
Switching banks doesn't have to be hard.
At United Bank, we make it easy to switch! Download our comprehensive Switch Kit that'll help make switching banks a breeze.
United Bank checking is about more than transactions. It’s about giving you the tools and value you need every day. If you’re searching for personal checking accounts in Alabama or Florida, we’ve got you covered.
Getting started is easy:
Visit your local branch, call us at 800-423-7026, or Apply Now.
Product Disclosures
A fee of $10.00 will be assessed for any account closed within 180 days of opening.
1 Fees may apply for some services within Online Banking or Mobile Banking. Cell phone text and data rates may apply.
2 With Overdraft Privilege, we will generally pay your overdraft items up to $600.00 total. However, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. You will be charged our normal overdraft or return item fee currently $34.00 for each item that is presented up to $170.00 per day. Both the amount of the overdraft items and all applicable fees, including but not limited to the overdraft fees, are included in this limit. All deposits to overdrawn accounts are applied to the negative balance. Overdraft Privilege will be available for all checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking and telephone banking. Overdraft Privilege will not be available for ATM and everyday debit card transactions unless you authorize the bank by completing an ATM/Debit Card Consent Form.
3 Val U benefits from Bazing are available on a limited basis with Hometown Checking and 60+ Checking.
Some products may not be available to apply for online. In this case, please visit one of our United Bank branch locations.
United Bank is a full-service financial institution with branches in Alabama and Florida.