Your home can do more for you.
You have poured time and money into your home. Every upgrade. Every payment. Every repair. It is an investment.
With a Home Equity Line of Credit* from United Bank, you can turn that investment into opportunity. Tackle a kitchen remodel. Pay off high interest debt. Be ready for the unexpected. Your home’s value can cover it.
And because this is United Bank, you get more than just a line of credit. You get guidance from local lenders who understand your needs and our community.
How You Can Use a Home Equity Line of Credit
Home improvements or renovations
Debt consolidation
Vehicle purchases
Medical or education expenses
Emergency costs
Why a Home Equity Line of Credit Works
- Pay interest only on what you borrow
- Interest only payment options available
- Potential tax deductibility (consult your advisor)
- Convenient access with checks or online transfers
A Home Equity Line of Credit is flexible, affordable, and ready when you are. At United Bank, we make it easy to put your home’s value to work.
Ready to get started?
Visit your local branch, call us at 800-423-7026, or fill out the form below.
HELOC Inquiry
* Required
*All loans subject to credit approval. The Plan has a variable rate feature. The ANNUAL PERCENTAGE RATE (“APR”) the amount of the final payment, and the minimum payment amount can change as a result. APR current as of 9/30/2025. Your payment will be late if it is not received by us within 10 days after the “Payment Due Date” shown on your periodic statement. If your payment is late, we may charge you 5.000% of the unpaid amount of the payment or $18.00, whichever is greater. Additional third-party fees generally total between $500.00 and $2,000.00. To open and maintain an account, you must pay an estimated $2,073.00 in account opening fees. Maximum APR in variable-rate plan is 15.00%.