Your Homeownership Journey, Made Clear and Simple
Whether you're buying your first home, refinancing, or building your dream home, we're here to make the process clear and simple.
Buying a home is one of the biggest decisions you'll ever make. It's exciting, but it can also feel overwhelming, which is why having the right partner matters. With a Home Loan from United Bank, you get more than financing. You get local lenders who know the Alabama and Florida markets, understand your needs, and genuinely care about helping you find the right fit for your family.
Why Choose United Bank
• Local experts who know your market
• Personalized guidance
• Personalized guidance
• Trusted community partner
• Clear, simple process
• Full range of loan options
Mortgage Options
Conventional Mortgage
We offer both local in-house lending and secondary market programs. Choose from a variety of loan types — Conventional, FHA, VA, USDA, Section 184, Jumbo, and more!
Home Equity Loans & Lines of Credit
Use the equity you've built in your home to fund what matters most, home renovations, debt consolidation, education costs, or major life events.
Construction Loans
Designed to help you build a home from the ground up or complete a major renovation.
Land/Lot Loans
Gives you the flexibility to purchase underdeveloped or improved property with confidence.
Monthly Payment Calculator
This easy-to-use tool helps you dig into the numbers of homeownership so you can estimate the impact of certain decisions on your finances.