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The right mortgage to call home.
Buying a home is one of the biggest decisions you’ll ever make. It’s exciting, but it can also feel overwhelming. You need a trusted partner to guide you every step of the way.
With a Home Loan from United Bank, you get more than financing. You get local lenders who know the market in Alabama and Florida, understand your needs, and care about helping you find the right fit for your family.
Whether you’re buying your first home, refinancing, or building your dream home, we’re here to make the process clear and simple.
Mortgage Options
- Conventional fixed and adjustable rate mortgages
- FHA, VA, and USDA programs
- Jumbo loans for larger properties
- Construction loans for building new homes
- Refinancing options to save money
Why Choose United Bank
Competitive rates and terms
Quick approvals with local decision making
Experienced lenders who guide you through the process
Personal service backed by modern tools
At United Bank, we make mortgages personal. Because buying a home is more than a transaction. It’s the start of a new chapter. If you’re looking for mortgage loans in Northwest Florida or South Alabama, we’re here to help.
Getting started is easy:
- Apply online in minutes
- Get guidance from a local mortgage lender
- Move into the home you’ve been waiting for
*All loans subject to credit approval. The Plan has a variable rate feature. The ANNUAL PERCENTAGE RATE (“APR”), the amount of the final payment, and the minimum payment amount can change as a result. Your payment will be late if it is not received by us within 10 days after the “Payment Due Date” shown on your periodic statement. If your payment is late, we may charge you 5.000% of the unpaid amount of the payment or $18.00, whichever is greater. Additional third-party fees generally total between $500.00 and $2,000.00. To open and maintain an account, you must pay an estimated $2,073.00 in account opening fees. Maximum APR in variable-rate plan is 15.00%.