Own Your Future. Start With Your Money.
Your first job is a big deal. Now it’s time to own your future. Start with your money.
Make a smart money move with a Checking or Savings account from United Bank.
5 Money Moves That Put You In Control
Get paid the smart way.
Ask about direct deposit at your job. Faster that checks. Safer than cash.
Know where it goes.
"Do I need this or do I just want it?" Ask before you buy anything.
Save something every week.
Try $5 or $10 a week. Start small and keep doing it.
Learn about credit.
Credit is borrowed money. Use it right, it works for you. Pay on time, keep balances low, and don't open a bunch of accounts.
Protect what you earn.
Never share your PIN. Skip "free money" links. Watch for fake jobs and scams.
Your Paycheck. Your Plan.
Split every check you get three ways.
• 10% Save. Put it away for emergencies and your future.
• 10% Goals. Car? Trip? Whatever you're working towards.
• 80% Live. For everything else. Make it work.
• 10% Goals. Car? Trip? Whatever you're working towards.
• 80% Live. For everything else. Make it work.
No complicated systems. No guesswork. It's a practical plan designed to help you stay in control.
Opening A Checking Or Savings Account Helps You:
Deposit your paycheck safely
Use a debit card instead of carrying cash
Track your spending
Start building smart financial habits
Save for what’s next: car, college, travel, or future goals
Account Options
*A $100 minimum opening deposit is required
1 Fees may apply for some services within Online Banking or Mobile Banking. Cell phone text and data rates may apply.
2 With Overdraft Privilege, we will generally pay your overdraft items up to $600.00 total. However, whether your overdrafts will be paid is discretionary and we reserve the right not to pay. For example, we typically do not pay overdrafts if your account is not in good standing, you are not making regular deposits, or you have too many overdrafts. You will be charged our normal overdraft or return item fee currently $34.00 for each item that is presented up to $170.00 per day. Both the amount of the overdraft items and all applicable fees, including but not limited to the overdraft fees, are included in this limit. All deposits to overdrawn accounts are applied to the negative balance. Overdraft Privilege will be available for all checks written, in-person withdrawals, ACH transactions, preauthorized automatic transfers, internet banking and telephone banking. Overdraft Privilege will not be available for ATM and everyday debit card transactions unless you authorize the bank by completing an ATM/Debit Card Consent Form.
3 Val U benefits from Bazing are available on a limited basis with Hometown Checking and 60+ Checking.
Some products may not be available to apply for online. In this case, please visit one of our United Bank branch locations.
A fee of $10.00 will be assessed for any account closed within 180 days of opening.