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Visa Credit Cards


These cards go well beyond the call of duty.

Not long ago, a credit card simply offered a cash-less way to make purchases. These days, they're as versatile as the classic Swiss army knife. At United Bank, our Visa offerings come with travel insurance, anti-fraud protection, extended warranties and, if you choose Visa Platinum, a generous rewards program.

  • Competitive interest rates
  • Cash advances at ATMs or in United Bank branches
  • Up to $150,000 of no-cost travel insurance
  • Free extended warranties on items purchased with your Visa card
  • Visa's Zero Liability program means you're not held responsible for unauthorized purchases
  • SecurLOCK Fraud Monitoring takes into account your spending habits and current fraud trends as it monitors your card use
  • Monitor your credit card account standing in real time through www.mycardstatement.com
  • Purchase alerts allow you to quickly identify suspicious purchases (visit Visa.com/PurchaseAlerts for information or to sign up)
  • Easy application online or at United Bank branches; to apply in person, please print one of the applications below and return it to your local branch.
  • Annual fee of $20 waived with a United Bank deposit account
  • 25 day grace period 
  • 13.80% Annual Percentage Rate (APR) for purchases, cash advances and balance transfers
  • Visa® Classic Application
  • Annual fee of $25 waived with a United Bank deposit account.
  • 25 day grace period
  • 9.75% Annual Percentage Rate (APR) for purchases, cash advances and balance transfers
  • Earn points with every qualified card purchase
  • Redeem points for cash back or use Scorecard Rewards to earn brand-name merchandise, travel services, gift cards and more
  • Visa® Platinum Application













*Credit Cards subject to credit approval
International Transaction Fee of 1% for transactions outside of the United States
United Bank is a full-service financial institution with branches in Alabama and Florida.