person on phone


It's just a matter of time before you earn extra money.

In a world full of uncertainty, Certificates of Deposit offer a safe way to build your savings. In a world full of rules, they also offer the freedom to make your own choices. Save for college, a car or a vacation. Save for one month, five years or somewhere in between. In any case, you'll out-earn most regular savings accounts. And generally, the longer you save, the more you'll walk away with.
  • Minimum deposit of $500
  • Interest rate established the date of deposit and calculated by the daily balance method
  • Available in savings periods ranging from one month to 5 years
  • Compounding available with any term greater than 3 months
  • Monitor savings progress through Online Banking or our mobile app
  • Penalty for early withdrawal based on term
  • Put your savings plan on autopilot by scheduling automatic monthly transfers from your United Bank checking account to your CD account
  • Minimum initial deposit of $100
  • Maximum opening deposit is $50,000
  • Arrange for monthly transfers of between $25 and $500
  • Select savings terms ranging from one to five years
  • As long as you have a United Bank checking account, monthly contributions to your CD will build your savings

Some products may not be available to apply for online. In this case, please visit one of our United Bank branch locations.

United Bank is a full-service financial institution with branches in Alabama and Florida.