It's just a matter of time before you earn extra money.
In a world full of uncertainty, Certificates of Deposit offer a safe way to build your savings. In a world full of rules, they also offer the freedom to make your own choices. Save for college, a car or a vacation. Save for one month, five years or somewhere in between. In any case, you'll out-earn most regular savings accounts. And generally, the longer you save, the more you'll walk away with.
Traditional CD
- Minimum deposit of $500
- Interest rate established the date of deposit and calculated by the daily balance method
- Available in savings periods ranging from one month to 5 years
- Compounding available with any term greater than 3 months
- Monitor savings progress through Online Banking or our mobile app
- Penalty for early withdrawal based on term
CD Special
Don't miss out on exceptional savings and flexible terms with our CD Special*!
- Minimum deposit of $1,000
- Completive rates and guaranteed returns to make the most of your savings
- 6-month and 13-month term options to fit your financial schedule
- Access to our savings progress monitor though Online Banking
*Rates accurate as of April 29, 2025. APY = Annual Percentage Yield. All fixed rates are subject to change without notice. An interest penalty may be imposed for early withdrawals. Fees may reduce earnings on account.
Some products may not be available to apply for online. In this case, please visit one of our United Bank branch locations.
United Bank is a full-service financial institution with branches in Alabama and Florida.