Trust and Estate Planning Services

United Bank offers Trust and Estate Planning through our agreement with 1919 Investment Counsel and Trust.

Trust and estate planning decisions can have a significant impact on you and your family. The multitude of choices can be overwhelming. There are many things you should consider before making estate decisions, including financial goals, income needs, risk tolerance, and tax consequences. You should also take into consideration gift giving programs as well as transfer of assets to family members.


Reasons to Establish a Trust:

Personal Protection

A personal trust provides protection for you and your family in the event that you are no longer able to oversee your personal affairs.

Asset Management

A personal trust can also help with asset management when dealing with taxes and any financial questions that may arise, as well as providing a vehicle for distributions.

In each instance, you get peace of mind, relief from responsibilities of managing assets, and the assurance of consistent, ongoing asset management. 


Services provided by 1919 Investment Counsel and Trust include:

  • Investment Management/Consulting
  • Wealth Planning
  • Living Trusts
  • Revocable Trusts
  • Testamentary Trusts/ Trusts Under Will
  • Estate Administration
  • Special Needs Trusts
  • Investment Management Agencies
  • Charitable Trusts
  • Foundation/Endowment Management
  • Individual Retirement Accounts (IRAs)
  • Family Office Services


As Trustee, 1919 Investment Counsel and Trust is able to offer you many advantages. You can expect:

  • High level of Personal Service
  • Reliability and Stability
  • Investment Management Expertise
  • Broad Selection of Quality Investments
  • Administrative Competence
  • Objectivity in Carrying Out the Directions of the Trust Agreement

Referral Services

United Bank provides referral services to 1919 Investment Counsel and Trust and is paid a fee for its services. United Bank is a depository bank which does not provide trust or fiduciary services. 1919 Investment Counsel and Trust is a division of Stifel Trust Company, N.A.

Trust and investment management services are offered through 1919 Investment Counsel and Trust. Investment products are not FDIC insured, and are not deposits or obligations or, or guaranteed by 1919 Investment Counsel and Trust, United Bank or any of their affiliates or any government agencies and are subject to investment risk, including possible loss of the principal amount invested. 


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