Personal Loans

A personal loan from United Bank is ideal when shopping for an auto, boat, RV or camper, or for when you need to consolidate debt or have unexpected expenses. United Bank offers secured and unsecured loans and lines of credit and we make local decisions where you live by bankers you know and who will work to understand your needs. Check out our options below. 

Consumer Loans

When you're ready to make your purchase, United Bank is ready to help. Ask about our consumer loan specials. 
 
Fixed Rate with Fixed Payment
  • Various terms available
  • Loan-to-values vary based on collateral
  • Auto debit available

Perfect for:

  • Autos, boats, RVs
  • Lawn and garden equipment
  • ATVs, Motorcycles
  • Work trailers
  • Appliances, HVAC, home renovation
  • Debt consolidation

Personal Lines of Credit

  • Revolving line that can be used again
  • Secured and unsecured options
  • Variable rates
  • Access your funds online or in a branch
  • Ideal for ongoing projects where needs and expenses vary

CD/Cash Secured Loans

Use your funds as collateral and have your money available when you pay off your loan. 

Loans Backed by Your Deposit

  • Loan terms to match CD terms
  • Competitive rates
  • Can be used to help build credit
All loans subject to credit approval. Not all applicants will qualify. 
Equal Housing Lender. Variable rate loans are those with rates that may fluctuate over the life of the loan. 

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