History & Mission

Atmore's North Main St. Circa 1918

Atmore's North Main Street about 1918. 
(At that time, the bank was located in the third section from the left.)

On January 4, 2021, United Bank, founded as the Bank of Atmore, celebrated 117 years of service to the South Alabama and Northwest Florida communities we so proudly serve. During these years, we endured two world wars, the Great Depression, and countless other political and economic events. We consider those years a success for the simple fact that we survived. That alone places us among few other banks that can boast the same distinction.

Another way that we might evaluate these 117 years is in terms of growth. When we opened in January 1904, the Bank of Atmore had paid capital stock of $15,000 and by October 1904, we had assets totaling $44,668. Growth and prosperity endured through the decades. During the 1960s and 1970s, the bank expanded its Main office time and again and the bank opened its Flomaton branch as well as a new Atmore branch. At the end of 1978, the bank experienced the most rapid growth in its history achieving a growth rate of 406 percent. We concluded the decade in 1979 with total assets of $45.7 million.

During 1982, the Bank of Atmore created a holding company, United Bancorporation of Alabama, Inc., purchased its Frisco City location and opened a branch in Monroeville. It also began operating as United Bank, and headed into this decade with a host of technological improvements including ATMs, Advantage 24 Bankline telephone service, check imaging, and more. In the late 1990s, additional branches were opened in Foley, Lillian and Bay Minette. United Bank started the 21st century with continued growth by opening full service branches in Silverhill, Magnolia Springs, Summerdale, and a second office in Bay Minette. We entered Florida with full service branching in Jay and Milton, Florida in 2005. The Business Banking Center was opened in Loxley in November of 2006. The Pace, Florida branch was opened in 2007 along with a new office in the Eastern Shore Centre. We recently opened a full service branch located just behind the Loxley Business Center bringing our total branches to seventeen in addition to three specialized loan offices. In 2020, our company has continued to organically grow with the addition of two offices, one in Semmes and one in Daphne. 

Today, United Bank is routinely recognized as one of America's strongest banks by national bank ratings firms. United Bank's Internet Banking is an exciting opportunity to better serve our customers and introduce others to United Bank's style of "high tech, high touch" banking by developing financial products and services that help our customers live and work and offer customer service and convenience, too. We are committed to the communities of South Alabama and Northwest Florida. Our past, present and future prosperity is founded upon this singular mission.

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