At United Bank, we believe in being a part of something bigger than ourselves and improving more than just our customer's financial lives. To accomplish this, we actively reach out to our surrounding communities to make them a better place to live and work.
We are proud to demonstrate our commitment by providing both financial and volunteer support for a host of organizations and events, including:
- Atmore YMCA
- Kings Kids
- To Kill a Mockingbird Production
- North Baldwin Infirmary Gala
- Baldwin County Strawberry Festival
- 12 Days of Kindness
- Multiple School Events
- Multiple Youth Organizations
United Bank has also received awards for its efforts to enrich the lives of our customers through innovative products and services. Those awards include:
- The FDIC Chairmans Award for the Creation of Gateway Checking
- The FDIC BlackBelt Award for the Creation of a Retail Loan Program and for its Prepaid Card Efforts to assist underserved markets.
United Bank pledges to remain an integral part of the communities in which we operate to enhance the lives of our customers and neighbors.
History and Mission
United Bank is deeply rooted in the communities it serves. The community development initiatives of the Bank are directed towards improving the social and economic conditions of the underserved people and distressed communities within our service area.
In order to be certified as a Community Development Financial Institution (CDFI), the financial institution must:
Have a primary mission of promoting community development
Be an entity that provides financial products and services
Serve one or more defined low-income target markets
Provide development services in conjunction with its financing activities
Maintain accountability to the community it serves
Be a legal non-governmental entity
CDFI Certification was granted on August 27, 2010.
What Does it Mean to be CDFI?
Community Development Financial Institutions
Are mission-driven financial institutions that are dedicated to providing financial services to meet the needs of economically disadvantaged individuals within underserved communities
Invest in local communities and the residents who live there by providing critically needed financing to:
Develop commercial and residential real estate
Provide affordable homeowner financing
Provide capital and operating funds for businesses which in turn creates jobs
Provide affordable financial services as an alternative to payday lenders and other predatory loan products
Provide developmental services in conjunction with the financial products it provides to help borrowers use credit effectively, such as:
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