Home Equity That Works for You
A Home Equity Line of Credit is flexible, affordable, and ready when you are. At United Bank, we make it easy to put your home’s value to work.
How You Can Use a Home Equity Line of Credit*
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Borrow what you need, when you need it.
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Interest-only payment options during the draw period.
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Use for home projects, expenses, or unexpected costs.
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Fast local decisions - get approvals in a few days.
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Keep your current mortgage (no full refinance required).
You've invested in your home. Now let it work for what matters next.
Ready to get started?
Visit your local branch, call us at 800-423-7026, or fill out the form below.
HELOC Inquiry
* Required
*All loans subject to credit approval. The Plan has a variable rate feature. The ANNUAL PERCENTAGE RATE (“APR”) the amount of the final payment, and the minimum payment amount can change as a result. APR current as of 9/30/2025. Your payment will be late if it is not received by us within 10 days after the “Payment Due Date” shown on your periodic statement. If your payment is late, we may charge you 5.000% of the unpaid amount of the payment or $18.00, whichever is greater. Additional third-party fees generally total between $500.00 and $2,000.00. To open and maintain an account, you must pay an estimated $2,073.00 in account opening fees. Maximum APR in variable-rate plan is 15.00%.