Business Solutions

Merchant Services

Do you own a business?

Do your customers have the ability to pay with a credit card or a debit card?

United Bank has teamed up with Payroc to provide business customers with the equipment and the ability to accept payment with Visa, MasterCard, American Express and Discover credit cards and debit cards. 

Contact your local United Bank office for more information.

Features

  • Acceptance of All Major Credit and Debit Cards Available
  • 24/7 Help Desk (888) 477-4510
  • E-Commerce Platforms Available
  • Next Day Funding With Batch Times as Late as 7:00 PM CST
  • Payroc Provides Merchant Training for POS Equipment, Information About Sales, Credits, Chargeback, Manual Imprinting Procedures, Retention and Settlement
  • Authorization Equipment/Terminals Available, Including: Internet/POS Based, Handheld, Pin Based and Chip Enabled

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Remote Deposit Capture

With Remote Deposit Capture, you can expedite check processing, access funds faster, and eliminate daily trips to the bank. Not only is the service convenient for you and your business, it is also very easy, safe and secure to use

Features

  • No Trips to the Bank to Make Check Deposits
  • Deposit Cutoff for Same Day Credit is 5 P.M.
  • Make Deposits When it's Convenient for You

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Cash Management

Whether your business is small, large, just starting out or well established, Cash Management gives you access to the financial information you need to make critical business decisions anytime day or night. Through United Bank's Internet Cash Management service, your company can complete important business banking and cash position decisions at your convenience.

  • Online Banking
  • Bank-to-Bank Transfers
  • ACH Origination
  • Bill Pay
  • Wires
  • Balance Reporting
  • Direct Deposit
  • Sub-User Administration
  • Collect Payments

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Business Online Banking

Online Banking keeps you a step ahead. Whether it is simply viewing account history and paying bills or using Cash Management to direct deposit your payroll, United Bank has an online solution for you.

Bill Payment
Cash Management
E-Statements

Account History Download
Available file formats:

Quicken® Web Connect: The Quicken® WebConnect feature allows you to access your account history and download this information directly into your Quicken® software on your PC. Your downloaded transactions will be reconciled against any transactions already entered in your account register. Quicken® WebConnect also automatically matches any transactions you have already entered in your register to eliminate duplicate download entries.

QuickBooks® Web Connect: The QuickBooks® WebConnect feature allows you to access your account history and download this information directly into your QuickBooks® software on your PC. Your downloaded transactions will be reconciled against any transactions already entered in your account register. QuickBooks® WebConnect also automatically matches any transactions you have already entered in your register to eliminate duplicate download entries.

Transfer Funds
1. Account Transfer - Transfer funds between your United Bank checking and savings accounts.
2. Credit Line Advances - Request an advance and deposit it to a United Bank account.
3. Loan Payment – Make your loan payments from one of your United Bank accounts.

 

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Web Payment Options

UniPay Direct

Give your customers the ability to make payments online 24 hours a day, seven days a week with this internet based payment processing system. This easy-to-deploy system is designed to meet the specific needs of schools, professional offices, municipalities, counties and other government offices, and can help improve revenue streams and speed up collections.

Payment Types Include:

  • Taxes and bill payments
  • Fees, permits and licenses
  • Professional office payments

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Visa Purchasing Card

Ideal for large organizations looking to simplify the payables process and have more control over spending through advanced reporting features.

  • Pay in full with no annual fee*
  • Annual cash back rebate
  • Enhanced expense management
  • Online account management and bill pay
  • Custom purchase controls
  • Supplier discounts
  • Customizable alerts

*See application’s terms and conditions. This card is issued by TCM Bank, N.A. Subject to credit approval.

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Lockbox Services

Improve cash flow, eliminate in-house receivables processing, and gain more control over your working capital with our customizable lockbox solutions. Your customers send their payments to our secure post office box, we process payments, make deposits directly to your account, and provide detailed reporting to you. It's an easy, affordable way to automate your receivable process, minimize float time, and accelerate your posting process.

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Advantage Prepaid Cards

The United Bank Advantage Card is a reloadable pre-paid debit card that combines the flexibility and benefits of a checking account with the convenience and security of a pre-paid card. It's ideal for those unable to obtain a traditional checking account, parents looking for a solution for students and for those who want an added layer of security for travel and online shopping.
 
Advantage Prepaid Card Frequently Asked Questions
 
For support, card activity, moving funds and more, click here.
 
 

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Email Link Disclaimer

Notice: Because there is a risk that information transmitted via Internet email could fall into the wrong hands, United Bank suggests that confidential information, such as account numbers or social security numbers, not be transmitted via email. If this information must be stated, please contact United Bank by phone or at your nearest office. Thank you. If you "Continue", the link will open a new email message in your default email program.

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United Bank has no control over information at any site hyperlinked to or from this Site. United Bank makes no representation concerning and is not responsible for the quality, content, nature, or reliability of any hyperlinked site and is providing this hyperlink to you only as a convenience. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by United Bank of any information in any hyperlinked site. In no event shall United Bank be responsible for your use of a hyperlinked site. If you "Continue", the link will attempt to open a new window. If it is unable to, the link will open in the current window.

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Deluxe Corporation Link Disclaimer

As of July 1, 2015, United Bank is partnering with Deluxe Corporation for Personal & Business check orders. If this is the first time you have ordered checks since then, you need to contact your local branch or call 800.423.7026 to place your order. If you have ordered checks since July 1, 2015, please click continue to proceed.

If you choose to continue, you will be taken to Deluxe Corporation's website. The inclusion of this hyperlink does not imply any endorsement, investigation, verification or monitoring by United Bank of any information on this site. United Bank is not responsible for your use of the hyperlinked site.

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