When it comes to real estate loans for the agricultural community, United Bank has appealing options and are competitive with rates and terms.
Purchase or Refinance of Real Estate - farmland, timberland and pastureland (no minimum acreage size)
Purchase or Refinance of Homes with larger acreage, preferably 10 aces or more
Finance of Improvements to Real Estate - construction, greenhouses, grain bins, barns, etc.
United Bank offers many options for Agribusinesses including long term fixed rate options up to 30 years and flexible payment structures.
Purchases or Refinances
Crop and Livestock Facilities - Stockyards, Grain Elevators, Cotton Gins, Peanut Buying Facilties, etc.
Nurseries/Greenhouses - Wholesale or Retail
United Bank offers a wide variety of equipment loans including purchase & refinancing of new & used equipment with our signature flexible terms and competitive rates.
Up to 90% Financing
Purchase & Refinancing Options
New & Used Equipment
Up to 7 years Financing depending on amount
United Bank is one of the few lenders in the area that will accept crops and crop insurance or cattle as collateral. We will also consider real estate and equipment to secure the loan. Rates and terms are competitive, such as up to a 3-year line of credit.
United Bank is proud to be a Certified Lender in Alabama and Florida with the Farm Service Agency Department. With this certification, our approval turnaround times are 14 days or less!
To apply, please complete the online application and submit by one of the following methods: