Agriculture & Forestry Financing

The first loan we did was an Ag Loan in 1904, and we have been lending to local farmers ever since. We have a proud history of lending to the local Ag Community for over 110 years, and plan to continue nurturing those relationships and building new ones for years to come.

Ag Loan Inquiry

Real Estate Loans

When it comes to real estate loans for the agricultural community, United Bank has appealing options; we accept land as collateral and have no minimum acreage to lend.
We offer:
  • Purchase 
  • Refinancing: we will accept land as collateral with no minimum acreage
  • Timber/crop/pasture land
  • Homes and/or large acreage
  • Improvements
  • Construction: greenhouses, grain bins, barns, etc.
  • Rural homes and working farms
  • Acreage of any size

Ag Facilities

United Bank understands your business and has the unique ability to structure terms and payment schedules according to your financial needs.
We are able to offer loans on Agribusiness facilities including but not limited to:
  • Crop and livestock facilities
  • Nurseries
  • Greenhouses

Equipment Loans

United Bank offers a wide variety of equipment loans including purchase & refinancing of new & used equipment with our signature flexible terms and competitive rates.


Agribusiness Loans

We have many options for Agribusinesses including:
  • Construction loans
  • Real estate loans
  • Refinancing
  • Lines of Credit

Working Lines of Credit/Crop Production

United Bank is one of the few lenders in the area that will accept crops and crop insurance or cattle as collateral. We will also consider real estate, equipment, etc.
Full Application

United Bank is proud to be a Certified Lender in Alabama and Florida with the Farm Service Agency Department. With this certification, our approval turnaround times are 14 days or less! 

To apply, please print this application and submit by one of the following methods:

  • Email a scanned copy to       
  • Fax to (251) 446-6019   
  • Mail to United Bank Attn: Ag Department P.O. Box 8 Atmore, AL 36504


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