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Rates
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CD's and IRA's Rates effective as of 05/02/2008 |
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Type
|
Interest Rate
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*APY
|
|
1 Month
|
1.74
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1.75
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3 Months
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1.69
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1.70
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6 Months
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2.48
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2.50
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1 Years
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2.62
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2.65
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18 Months
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2.72
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2.75
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2 Years
|
3.02
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3.05
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2 1/2 Years
|
3.02
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3.05
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3 Years
|
3.02
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3.05
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4 Years
|
3.02
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3.05
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5 Years
|
3.02
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3.05
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Rates are subject to change. Fees could reduce earnings on all Savings, Money Market and checking accounts. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty. [back to top] |
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IRA's Rates effective as of 05/02/2008 |
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Type
|
Interest Rate
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*APY
|
|
18 Month Pay Day Time Deposit Open Acct.
|
1.42
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1.43
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5 Year Variable Time Deposit Open Acct.
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1.72
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1.71
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Rates are subject to change. Fees could reduce earnings on all Savings, Money Market and checking accounts. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty. [back to top] |
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Trade-A-Rate (7 Month) Rates effective as of 05/02/2008 |
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Type
|
Interest Rate
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*APY
|
|
$2,500 - $24,999 (Effective Yield If Compounded Quarterly)
|
2.53
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2.55
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$25,000 - $49,999 (Effective Yield if Compounded Quarterly)
|
2.58
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2.60
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$50,000 - $90,000 (Effective Yield If Compounded Quarterly)
|
2.62
|
2.65
|
|
Rates are subject to change. Fees could reduce earnings on all Savings, Money Market and checking accounts. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty. [back to top] |
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Trade-A-Rate (11 Month) Rates effective as of 05/02/2008 |
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Type
|
Interest Rate
|
*APY
|
|
$2,500 - $24,999 (Effective Yield If Compounded Quarterly)
|
2.62
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2.65
|
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$25,000 - $49,999 (Effective Yield If Compounded Quarterly)
|
2.67
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2.70
|
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$50,000 - $90,000 (Effective Yield If Compounded Quarterly)
|
2.72
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2.75
|
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United Money Account
|
.65
|
.65
|
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NOW Account
|
.40
|
.40
|
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Regular Savings
|
.25
|
.25
|
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Christmas Club
|
0.3
|
0.3
|
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Rates are subject to change. Fees could reduce earnings on all Savings, Money Market and checking accounts. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty. [back to top] |
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Saver CD Rates effective as of 05/02/2008 |
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Type
|
Interest Rate
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*APY
|
|
1 Year
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2.97
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3.00
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2 Year
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3.02
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3.05
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3 Year
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3.07
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3.10
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4 Year
|
3.11
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3.15
|
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5 Year
|
3.16
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3.20
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Rates are subject to change. $500 minumum initial deposit required. $25 minimum monthly transfer from United Bank checking account required. $150,000 maximum balance. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty. |
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| Mortgage Rates |
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United Bank offers competitive mortgage rates. Call (251)446-6127 or (800)423-7026 for Daily Rates. |
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