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Rates


CD's and IRA's
Rates effective as of 08/12/2010
Type
Interest Rate
*APY
1 Month
.20
.20
3 Months
.25
.25
6 Months
0.65
0.65
1 Years
0.90
0.90
2 Years
1.15
1.15
3 Years
1.74
1.75
4 Years
1.99
2.00
5 Years
1.99
2.00
*APY = Annual Percentage Yield
Minimum deposit of $500.00.
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Trade-A-Rate CD
Rates effective as of 08/12/2010
Type
Interest Rate
*APY
9 Month Trade-A-Rate
1.05
1.05
*APY = Annual Percentage Yield
Effective Yield If Compounded Quarterly.
$2500 minumum opening deposit.
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Savings and Money Markets
Rates effective as of 08/12/2010
Type
Interest Rate
*APY
United Money Account
.25
.25
NOW Account
.20
.20
Regular Savings
.20
.20
Christmas Club
1.00
1.00
*APY = Annual Percentage Yield
Rates are subject to change.
Fees could reduce earnings on all Savings, Money Market and checking accounts.
Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.
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Saver CD
Rates effective as of 08/12/2010
Type
Interest Rate
*APY
1 Year
1.24
1.25
2 Year
1.49
1.50
3 Year
1.99
2.00
4 Year
2.23
2.25
5 Year
2.23
2.25
*APY = Annual Percentage Yield
Rates are subject to change.
$500 minumum initial deposit required. $25 minimum monthly transfer from United Bank checking account required. $150,000 maximum balance. Certificate of Deposit and IRAs may be subject to an early withdrawal penalty.


Mortgage Rates
United Bank offers competitive mortgage rates.
Call (800)423-7026 for Daily Rates.


FDIC
United Bank
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UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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