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Visa Credit Cards


United Bank Visa

Classic Visa®*

  • Classic Visa®...one easy application
  • Accepted around the globe wherever you see the VISA® logo
  • Instant purchasing power
  • One monthly payment
  • Flexible payments
  • Safer and easier than cash
  • Cash advances at 200,000 financial institutions
  • Annual fee of $20.00 (Fee waived with a United Bank Deposit Account)
  • 25 day grace period
  • 13.80% Annual Percentage Rate for purchases and cash advances
  • Late payment fee of $30.00
  • Return check fee of $30.00
  • $150,000 Travel Accident Insurance1 when card is used to purchase your entire travel fare on a common carrier

Visa Platinum*

  • 9.75% Annual Percentage Rate (APR) for purchases
  • 9.75% Annual Percentage Rate (APR) for Balance Transfers
  • Cash Advance APR: 9.75%
  • Annual fee of $25 waived with a United Bank deposit account
  • Late Payment Fee $30.00
  • Return Check Fee $30.00
  • 25 day grace period
  • Identity Theft Insurance $1000
  • Identity Theft Victim Assistance
  • Payment Card Registration
  • Travel Reservation Service
  • 90-Day Product Protection
  • ScoreCard Rewards Program gives cardholders a chance to earn while you spend. Go to www.scorecardrewards.com to track points and see the rewards catalog.
  • $150,000 Travel Accident Insurance1 when card is used to purchase airline ticket
  • An Annual Summary of Activity is provided at no charge, detailing and categorizing expenditures for the previous year.

*United Bank provides its own Credit Card Specialist to assist you with any needs you may have during normal banking hours. 24-hour assistance is also available 7 days a week at (800)299-9842. In addition, you may access your card information through your United Bank internet banking account or at www.mycardstatement.com.


Affinity Credit Card


Monroe County Heritage Museums

  • $20 Annual Fee
  • Low Fixed Interest Rate (13.80% Annual Percentage Rate on purchases and cash advances, 1.15% monthly periodic interest rate)
  • Flexible payment methods - Pay in the branch for next day credit, or mail it in!
  • Automatic payments can also be set up in advance to debit the minimum payment, a set amount, or the payment in full
  • United Bank provides its own Credit Card Specialist to assist you with any needs you may have during normal banking hours. 24 -hour assistance is also available 7 days a week at (800)299-9842
  • An Annual Summary of Activity is provided at no charge, detailing and categorizing expenditures for the previous year.
  • Late Fee $30.00
  • 25 Day Grace Period
  • Return check fee $30.00
  • $150,000 Travel Accident Insurance1 when card is used to purchase your entire travel fare on a common carrier

Subject to credit approval.

1 Travel accident insurance is not a deposit, is not guaranteed by the bank, and is not insured by the FDIC or by any government agency and may lose value.

United Bank
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