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Personal Loans

Our Lowest Interest Rates of the Year on Auto and Consumer Loans

You're already familiar with the personal attention and service that comes from banking with United Bank. Now enjoy our lowest interest rates of the year on items such as cars, trucks, boats, ATVs, and RVs.

  • As low as 1.49% APR* (terms available up to 36 months) for new vehicles and consumer items such as boats, RVs, ATVs and as low as 1.79% APR* (for terms up to 60 months) for new consumer items.
  • As low as 2.49% APR* (for terms up to 24 months) for used vehicles and as low as 2.99% APR* (for terms up to 60 months) for used consumer items
  • Up to 100% of net purchase price financed*

Click here to apply now or to find a branch near you, click here.

*APR=Annual Percentage Rate. Subject to completed application and approval. Interest Rate effective Feb 20, 2014. Not all vehicles or consumer items will qualify. Existing United Bank loans not eligible. Home loans or lines of credit not included. 100% net purchase price available on new vehicles. Used vehicles maximum financing is 100% NADA Retail Value.
Payments based on 1.49% APR for 36 months would equal $28.30 per $1,000 financed. Payments based on 1.79% APR for 60 months would equal $17.36 per $1,000 financed. Payments based on 2.49% APR for 24 months would equal $42.81 per $1,000 financed. Payments based on 2.99% APR for 60 months would equal $17.82 per $1,000 financed.
Offer subject to change without notice.


Consumer Loans

  • Use for consumer goods and other reasons
  • All in one banking (checking, savings, loans, etc.)
  • Builds relationship with bank and credit history
  • Competitive interest rates better than alternatives, i.e., credit cards
  • Accounts may be debited for payments
  • Unsecured or secured
  • Repayment schedule can be adapted to borrowers within banks guidelines


Vehicle Loans

  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payments
  • Builds relationship with bank and credit history
  • Low down payments
  • Competitive interest rates
  • Flexible terms based on loan products
  • Determine values by inspectors and outside sources, i.e., N.A.D.A.
  • Insurance required
  • Vehicles are collateral


Recreational Vehicle Loans

  • Competitive interest rates and terms
  • Financing a non-necessity luxury item
  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payment
  • Builds relationship with bank and credit history
  • Vehicles are collateral (motor homes, etc.)
  • Insurance required
  • Flexible terms based on loan product
  • Twenty percent down payment (minimum)


Advantage Home Equity Line of Credit

  • Reusable line of credit
  • Tax deductible interest under certain circumstances
  • Easy access to funds
  • Flexible terms based on loan products
  • Access your line of credit with a checking account (optional)

Tax Deductibility: Please consult your advisor regarding deductibility of your Advantage Home Equity Line of Credit interest payments for tax purposes

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