• Consumer Loans
• Vehicle Loans
• Recreational Vehicle Loans
• Advantage Home Equity Line of Credit
• Visa Credit Cards

Consumer Loans

• Use for consumer goods and other reasons
• All in one banking (checking, savings, loans, etc.)
• Builds relationship with bank and credit history
• Competitive interest rates better than alternatives, i.e., credit cards
• Accounts may be debited for payments
• Unsecured or secured
• Repayment schedule can be adapted to borrowers within banks guidelines

Vehicle Loans

• All in one banking (checking, savings, loans, etc.)
• Accounts may be debited for payments
• Builds relationship with bank and credit history
• Low down payments
• Competitive interest rates
• Flexible terms
• Determine values by inspectors and outside sources, i.e., N.A.D.A.
• Insurance required
• Vehicles are collateral

Recreational Vehicle Loans

• Competitive interest rates and terms
• Financing a non-necessity luxury item
• All in one banking (checking, savings, loans, etc.)
• Accounts may be debited for payment
• Builds relationship with bank and credit history
• Vehicles are collateral (motor homes, etc.)
• Insurance required
• Flexible Terms
• Twenty percent down payment (minimum)

Advantage Home Equity Line of Credit

• Reusable line of credit
• Tax deductible interest under certain circumstances
• Save closing costs on future loans
• Instant access to funds
• Flexible Terms
• Access your line of credit with a checking account

Tax Deductibility: Please consult your advisor regarding deductibility of your Advantage Home Equity Line of Credit interest payments for tax purposes