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Personal Loans

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Consumer Loans

  • Use for consumer goods and other reasons
  • All in one banking (checking, savings, loans, etc.)
  • Builds relationship with bank and credit history
  • Competitive interest rates better than alternatives, i.e., credit cards
  • Accounts may be debited for payments
  • Unsecured or secured
  • Repayment schedule can be adapted to borrowers within banks guidelines


Vehicle Loans

  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payments
  • Builds relationship with bank and credit history
  • Low down payments
  • Competitive interest rates
  • Flexible terms
  • Determine values by inspectors and outside sources, i.e., N.A.D.A.
  • Insurance required
  • Vehicles are collateral


Recreational Vehicle Loans

  • Competitive interest rates and terms
  • Financing a non-necessity luxury item
  • All in one banking (checking, savings, loans, etc.)
  • Accounts may be debited for payment
  • Builds relationship with bank and credit history
  • Vehicles are collateral (motor homes, etc.)
  • Insurance required
  • Flexible Terms
  • Twenty percent down payment (minimum)


Advantage Home Equity Line of Credit

  • Reusable line of credit
  • Tax deductible interest under certain circumstances
  • Save closing costs on future loans
  • Instant access to funds
  • Flexible Terms
  • Access your line of credit with a checking account

Tax Deductibility: Please consult your advisor regarding deductibility of your Advantage Home Equity Line of Credit interest payments for tax purposes


FDIC
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UNITED BANK is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

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