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Employment Opportunities
(Equal Opportunity Employer)

Applicants to and employees of most private employers are protected under Federal law from discrimination. Please view the "Equal Employment Opportunity is the Law" link for information.

EOE / Minorities / Females / Vet / Disabled

Contact:

Anne Hetzel, Director of Human Resources
251.446.6003

Jessica Lowell, Human Resources Generalist
251.446.6018

human.resources@unitedbank.com

Mortgage Originator
Full Time - Job #1308501
Location:
Eastern Shore Area
Baldwin County, Alabama

Responsibilities:

• Originating permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities

• Soliciting residential first mortgages through contacts with realtors, builders, and developers

• Building and retaining relationships with realtors, builders, and other referral sources

• Interviewing applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk

• Obtaining and analyzing pertinent financial and credit data

• Negotiating terms and conditions of loan with mortgagors

• Keeping informed of trends and developments in the local real estate, as well as the changing rules and regulations pertaining to both private and government-insured mortgages

• Calling on potential or existing customers as assigned to develop new business or retain existing business

• Making extensive external contacts (more than fifty percent of the week on sales calls outside the office) with potential and existing customers, realtors, etc.

• Generating and processing mortgage loans

• Working with internal contacts within the bank

• The incumbent works under general supervision and may have other duties and tasks as assigned

Minimum Requirements:

• Bachelors degree preferred or equivalent work experience

• Two to five years mortgage origination experience in secondary market

• General knowledge of personal computers and mortgage software and applications

• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law

• Proven sales ability

• Strong mathematical skills

• Excellent communications skills

• Ability to interact with individuals at all income levels and peers in a professional manner

• Demonstrated ability to work independently and to follow through on details to completion

• Willingness to spend over 50% of week on sales calls outside office

• Must have NMLS number or ability to obtain NMLS

Retail Banker I - Bay Minette/Hwy 59
Full Time - Job # 1403201
Monday through Friday
Rotating Saturday Schedule

Job Description

• Receives and pays out money
• Keeps records of money and negotiable instruments involved in various banking and other financial transactions
• Receives checks and cash for deposit, verifies amounts, and examines checks for endorsements
• Cashes checks and pays out money upon verification of signatures and customer balances
• Handles other transactions such as selling money orders, selling gift cards, processing credit card advances, accepting loan payments, and other duties and tasks as assigned.
• Applies policies to customer situations with a customer focused approach
• Balances cash drawer daily
• Occasional floater duties with other branches
• Other duties and tasks as assigned

Skills and Education

• Excellent computer skills
• Excellent communication skills
• General office and filing skills
• Cash handling experience in a customer service environment
• Ability to multi-task
• High school diploma or higher


Apply Now

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