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EOE / Minorities / Females / Vet / Disabled


Anne Hetzel, Director of Human Resources

Jessica Lowell, Human Resources Generalist


Mortgage Originator
Full Time - Job #1308501
Eastern Shore Area
Baldwin County, Alabama


• Originating permanent FHA/VA and conventional residential mortgage loans and participates in related business development activities

• Soliciting residential first mortgages through contacts with realtors, builders, and developers

• Building and retaining relationships with realtors, builders, and other referral sources

• Interviewing applicants to develop information concerning their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk

• Obtaining and analyzing pertinent financial and credit data

• Negotiating terms and conditions of loan with mortgagors

• Keeping informed of trends and developments in the local real estate, as well as the changing rules and regulations pertaining to both private and government-insured mortgages

• Calling on potential or existing customers as assigned to develop new business or retain existing business

• Making extensive external contacts (more than fifty percent of the week on sales calls outside the office) with potential and existing customers, realtors, etc.

• Generating and processing mortgage loans

• Working with internal contacts within the bank

• The incumbent works under general supervision and may have other duties and tasks as assigned

Minimum Requirements:

• Bachelors degree preferred or equivalent work experience

• Two to five years mortgage origination experience in secondary market

• General knowledge of personal computers and mortgage software and applications

• Thorough knowledge of FHA/VA regulations, conventional loan requirements and real estate law

• Proven sales ability

• Strong mathematical skills

• Excellent communications skills

• Ability to interact with individuals at all income levels and peers in a professional manner

• Demonstrated ability to work independently and to follow through on details to completion

• Willingness to spend over 50% of week on sales calls outside office

• Must have NMLS number or ability to obtain NMLS

EOE / Minorities / Females / Vet / Disabled

Apply Now

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